Strike's BTC-backed credit, Zcash if Bitcoin fails, Merchant adoption with Square

— Square's Bitcoin merchant product launched with zero processing fees for the first year, then 1% thereafter, attracting early adopters like Pink Owl Coffee who have saved substantial Bitcoin over two years.

— Pink Owl Coffee plans 21% discounts to drive Bitcoin adoption among customers, modeling their strategy on successful gift card promotions that change consumer behavior through compelling incentives.

— A Bitcoin Merchant Association for specific geographic areas could coordinate merchant adoption, share open-source materials, and create local Bitcoin adoption campaigns like a "30 Days of Bitcoin" holiday advent calendar.

— Presidio Bitcoin's fifth Builder event drew over 30 attendees including new community members via Luma event discovery, with presentations on Square, Fold design, and Bitcoin-backed loans.

— Chain Code Delegation, a new Bitcoin Improvement Proposal by BitKey engineers, improves privacy for collaborative custody users without sacrificing layer-one auditability.

— Zcash's recent price surge appears to be a speculative pump driven by wealthy investors with bag-holding incentives, not substantive usage increases; Monero dominates privacy coin usage on darknet markets.

— Consider adopting a spending wallet separate from cold storage holdings, allowing you to compartmentalize savings and spending without sacrificing long-term Bitcoin accumulation.

— Support and patronize merchants offering Bitcoin discounts (like Pink Owl Coffee); early adopter merchant friction reduction benefits all future Bitcoin adopters in that ecosystem.

— Monitor adoption of Chain Code Delegation across collaborative custodians (BitKey, Casa, Unchained) to gain transaction privacy without trusting third parties with full wallet history.