"Not One Thing Has Gotten Better" | Canada Is Rotting In Real Time

— Canadian healthcare operates at 100-120% capacity (unsafe levels), lacks primary care physicians for 20% of the population, and has fewer MRI machines than Pennsylvania despite 40 million residents.

— Housing affordability has collapsed from 2.5× annual income in the 1990s to 8.5-19× income today, representing a 375% increase over 20 years driven by regulation, zoning restrictions, and monetary policy.

— Early 1990s policy decisions—cutting healthcare funding and limiting medical school admissions—created cascading crises now compounded by immigration that strains underfunded services.

— Canada's currency debasement (M2 money supply 6× since 2000) and interest rate manipulation have inflated asset prices, eroded purchasing power, and created a debt-dependent economy.

— Safe supply and opioid policies have devastated Canadian cities; addiction, homelessness, and crime are normalized across urban centers including Calgary, Toronto, and Vancouver.

— Brain drain and entrepreneurial exodus accelerate as talented Canadians and businesses relocate to the United States; the private sector that funds the public sector is shrinking.

— Canadian average income stagnated at ~$53,000 USD (2025) while US income grew to $77,000 USD over the same period; Canadian purchasing power declined 30-40%.

— Mortgage stress: Canadian mortgages renew every 1-5 years (vs. 30-year US fixed rates); recent renewals have doubled, tripled, or quadrupled monthly payments for thousands of households.

— Housing prices down 10-20% year-over-year as affordability crisis deepens; developers are pulling out and foreclosure rates rising.

— Five-year mortgage renewal "shock" is creating cascading defaults and forcing property sales at distressed valuations.

— Recognition that currency debasement (money printing, reserve requirement elimination, M2 expansion) underpins all visible crises—inflation, unaffordable housing, healthcare strain, and immigration dependency are monetary symptoms, not root problems in isolation.

— Policy correction and removal of regulatory burden on builders and entrepreneurs is necessary; Australia and private healthcare models in Canada show hybrid approaches can coexist with public systems without destroying them.