Jeremy Boynton, Founder of Laureate Wealth Management: How Rich People Invest Their Money

— Jeremy Boynton transitioned from accounting and insurance to wealth management, specializing in managing portfolios for affluent investors with $5–25 million in net worth.

— The investment mentality differs significantly between $25M families (seeking growth to reach $100M+) and $100M+ families (focused on wealth preservation and protection).

— Family offices and institutional investors can access private placement deals with smaller capital commitments by leveraging relationship networks and demonstrating respect and serious inquiry.

— Alternative investments—tax liens, life settlements, private credit, real estate debt—offer higher yields (6–12%+) with defined downside risk when structured properly (e.g., collateral-backed lending).

— Jeremy launched a crypto fund-of-funds in January 2018, selecting five "world-class" managers (Metastable, Multicoin, Hazur, Digital Global, Blocktower) rather than picking individual coins, and sizes crypto at 2–5% of client portfolios as a 10-year thesis.

— Biotech represents an emerging alpha opportunity in public markets where small-cap biotechs trade pre-clinical or early-stage, creating multiple value creation points overlooked by traditional Wall Street analysts lacking venture capital science expertise.

— Start with a small allocation: Even 1–2% crypto exposure can serve as an educational tool and conversation starter, forcing clients to pay attention to a new asset class without meaningful downside if it underperforms.

— Evaluate risk by downside, not correlation matrices: Focus on what happens to your portfolio in negative events, not averages; structure investments (especially debt) so collateral or floor values protect capital in the worst case.

— Network into deal flow: Wealthy investors access better opportunities by building relationships with fund managers, asking good questions, and demonstrating genuine interest; regulatory frameworks often leave room for smaller commitments if you know how to position yourself.